Putting into consideration the various financial concerns of full-time college students, one of Australia's major banking institutions called the Westpac Banking Corporation came up with its own Student Visa Card. Through this card, college students have the opportunity to have a credit card and an affordable financial solution even if they are not employed full-time.

Many college students may come across unexpected financial problems, which makes a Westpac Bank Student Visa Credit Card an option worth considering. Application for this credit card are approved based on the student's earnings from Austudy, casual jobs, or part-time work. The bank may also ask for other basic requirements such as licenses and permanent residential status in Australia before an applicant is considered eligible for the credit card.

The Westpac Student Visa Card currently comes with an annual interest rate of %, and an affordable annual fee of $ which is waived on the first year of subscription. Cardholders can also take control of their finances by choosing from credit limits of $300, $400, and $500. The card is also accepted in more than 22 million locations around the globe, and the funds can be accessed through ATM and Electronic Funds Transfer at Point of Sale (EFTPOS). Westpac has also made shopping online safe, since many college students often make online purchases using credit cards.

There are currently no rewards programs that come with the Westpac Bank Student Visa Credit Card, but cardholders can avail of the optional Credit Card Repayment Protection offered by the bank for all its credit cards. This insurance program offers assistance in the payment of credit card bills of cardholders who are unfit for work (due to sickness or injury), sacked, or have died.

The credit card comes in the standard-sized card format with an elegant two-colored pattern.

• Fees, rates and promotions are subject to change. Please refer to official site for up-to-date details.