Westpac Bank No Annual Fee MasterCard Credit Card

The Westpac Banking Corporation, a major banking institution in Australia, offers another money-saving opportunity to its cardholders through the Westpac Bank No Annual Fee MasterCard Credit Card. By taking off annual fees from the credit card, the bank hopes to provide clients with more affordable financial solutions.

Since Westpac has slashed some fees off the credit card, more clients can now avail of this financing option. As most credit card companies may require, the clients must conform with basic application requirements such as permanent residential status in Australia, aged at least 18 years old, earning a regular and sufficient income, and a good credit rating in order to be considered eligible for a card.

Westpac currently offers its No Annual Fee MasterCard with an interest rate of 18.24% per annum. As its name suggests, there is no need for clients to worry about paying for an annual fee. The card also proves its money-saving capacity through a limited offer where cardholders can make interest-free balance transfers for 6 months from the time of subscription.

There are no rewards programs that come with the No Annual Fee MasterCard, but cardholders can avail of the optional Credit Card Repayment Protection offered by the bank for all its credit cards. This insurance program offers assistance in the payment of credit card bills of cardholders who are unfit for work (due to sickness or injury), sacked, or have died.

Marketing slogans for the Westpac Bank No Annual Fee MasterCard Credit Card include:
* no annual fee - Although some cards are offered with low interest rates, cardholders may be charged with high annual fees. Westpac remains committed to its pledge of providing the best options to its clients by offering a more affordable credit card that has no annual fees.
* 3.99% balance transfers for up to 6 months - Cardholders are given the chance to pay for their transferred balance first since they are not charged for balance transfers for 6 months.

The credit card comes in the standard-sized card format with an elegant two-colored pattern.

• Fees, rates and promotions are subject to change. Please refer to official site for up-to-date details.