Westpac Bank Low Rate Credit Card - Compare Credit Cards

The Westpac Bank Low Rate Credit Card (MasterCard or Visa) is a simple, low-cost, and no frills financial solution offered by an Australian bank called the Westpac Banking Corporation.

Westpac describes the card as a more affordable choice compared to most credit card lines offered by other banking institutions. As with most credit cards, the applicants must conform with basic requirements such as permanent residential status in Australia, aged at least 18 years old, earning a regular and sufficient income, and a good credit rating in order to be considered eligible for a card.

The Low Rate MasterCard or Visa card currently comes with a low interest rate of 11.99% per annum for purchases, and 19.98% per annum on cash advances. The card is also being offered interest-free for up to 55 days. This Westpac credit card card can be used worldwide, and cardholders can apply for a supplementary card free of charge. Balance transfer rates are currently at 3.99% for 6 months, and a low annual fee of $45 also applies.

There are currently no rewards programs that come with the Low Rate MasterCard or Visa card, but cardholders can avail of the optional Credit Card Repayment Protection offered by the bank for all its credit cards. This insurance program offers assistance in the payment of credit card bills of cardholders who are unfit for work (due to sickness or injury), sacked, or have died.

Marketing slogans for the Low Rate MasterCard or Visa card include:
* low interest rate - The current interest rates are lower than most credit cards in the country.
* free additional cards - Cardholders can avail of supplementary cards for free.
* low annual fee - The annual fee charged for the card is one of the lowest

The credit card comes in an elegant deep red color with lighter markings and the standard-sized card format.

Please note that interest rate and annual fees are subject to change.

• Fees, rates and promotions are subject to change. Please refer to official site for up-to-date details.