Westpac 55 Day MasterCard or Visa Credit Card Review

It's almost the same day card that benefited many credit card holders. The difference, however, only lies on the finer prints.

The mere size of the 55 Day Gold MasterCard or Visa Card, issued by Westpac Banking Corporation, actually stores better features and bigger benefits that are stacked up inside it. Just what are these little treasures inside the card that up for customers to enjoy? Here's a quick rundown:

• Relatively low rates. The card offers so many benefits for a relatively affordable rate scheme. The yearly fee is just $ (waivable), interest rates are 18.09% pa for purchases, 19.99%pa for cash advances, and a 3.99% pa balance transfer rate for 6 months.
• Complimentary Identity Theft Insurance. The feature brings a sense of security to card holders, knowing that they are well-insured should identity theft losses occur. A $10,000 insurance coverage is guaranteed for each client.
• High credit limit. Clients can shop until they drop. With a credit limit higher than most credit cards, clients can enjoy the full benefits of their card and even have more shopping days.
• Overseas Travel Insurance. This comprehensive insurance covers travels made within three months, a potential savings of up to several hundreds of dollars. Card holders and their family members will get the following benefits: coverage on lost travel papers, luggages, and personal belongings for at most $15,000; personal liability coverage of up to $2.5 million; and theft excess as well as rental vehicle accident damages for up to $5,000.
• Purchase Security Insurance and Extended Warranty Insurance. Westpac Bank 55 Day Gold Card holders get up to 90 days of no-cost Purchase Security Insurance in case their newly-purchased items were stolen, lost, burned down, or damaged. The feature is available in purchases made within Australia and other international destinations. Card holders who purchase goods using their card in Australia can avail of an Extended Warranty Insurance that can last for a year, absolutely without shelling off a single cent.

• Fees, rates and promotions are subject to change. Please refer to official site for up-to-date details.