For people who want their credit card's interest to remain low, St. George Bank's Starts Low Stays Low Credit Card is the best credit card offer that will suit their needs. Starts Low Stays Low Credit Card offers a very low interest rate of percent per annum for both cash advances and purchases, unlike others that offer different rates for both. But if a client is an "early payer," meaning he settles the full outstanding amount of his purchases credit before the given deadline, then he is entitled to take off the given interest through the -day interest-free program.

As other St. George Bank's credit cards offer, St George Starts Low Stays Low Credit Card also offers a special feature of having an access to the cardholder's other St. George accounts, specifically the deposit accounts. This serves as an all in one pass, giving the Starts Low Stays Low Credit Card holder the benefit of managing his accounts with great convenience. What's more, the cardholder can have up to three additional cards to be used by his family members or friends.

Unlike other credit cards offering great rewards in exchange of accumulated points via use of credit card, St. George Bank's "Instant Benefits" automatically enables its cardholders to avail of its discounts and bonuses from its "partners" as soon as they get to use the card to purchase the selected items. Included in this said "Instant Benefits" offer are discounts on selected leisure and travel, entertainment, magazine and wine subscriptions, and shopping packages. There are no corresponding points to gather, all the cardholder has to do is choose from any of the said "Instant Benefit" offers, buy the merchandise with the use of the St. George Bank credit cards, and enjoy the big discounts and other privileges the card has to offer.

• Fees, rates and promotions are subject to change. Please refer to official site for up-to-date details.