HSBC Visa Classic Credit Card - Compare Credit Cards

The HSBC Visa Classic Credit Card is issued by the HSBC Bank Australia Limited. It is a personal credit card with an annual fee of $59. Cardholders can enjoy many benefits on reward points gained from purchase charges. Reward points earned are convertible to financial, shopping, merchandise, travel, or entertainment benefits from HSBC Visa Classic Credit Card's bonus partners.

HSBC Visa Classic Credit Card is available to all Australian residents, 18 years old and above, has a good credit standing, and has at least $20,000 worth of annual income. Applications can be done through the online registration system on the HSBC Visa Classic Credit Card website. Vital information such as driver's license number, employer details, and monthly income are requirements for application. Processing applications is carried out within five to 10 working days, including credit investigation and reference check.

HSBC Visa Classic Credit Card holders pay an annual fee of $59. The interest-free period is within 45 days, depending on the time of purchase, the account statement's date of issue, and if cardholders are able to pay their credit dues in full. An introductory balance transfer rate of 0% per annum during the first six months are given to new cardholders. Existing cardholders have to pay 5.99% balance transfer rate for a period of 6 months.

HSBC also offers a Personal Installment Line for all cardholders. This feature is for those who would like to pay off their purchases immediately. Cardholders can pay credit amounts that range from $1,000 to $20,000 in a period of one to four years. Fixed monthly installment payments and interest rates are given to those who want to qualify for this offer.

All HSBC credit cardholders may apply for a card repayment protection insurance. In case cardholders cannot pay their dues because of illness or injury, unemployment, permanent disability, or death, repayments are taken care of.

• Fees, rates and promotions are subject to change. Please refer to official site for up-to-date details.