The HSBC Platinum Credit Card is a credit card brand introduced by the HSBC Bank Australia. Cardholders of the Platinum card must be aged at least 18 years old, has a good credit rating, a permanent resident of Australia and has more than $75,000 per annum earning.

It is a Visa type of credit card that allows the cardholder with up to days of interest-free spending power. The annual fee that the cardholder have to pay is a very reasonable $. The interest rates for the Platinum Card are %pa for retail and %pa for cash advance. A very low rate of % for balance transfer with a duration of months is currently offered by HSBC to Platinum cardholders. Cardholders of the Platinum card reap benefits with great rewards program and insurance. The Platinum Rewards Program initially follows a point earned for each dollar spent system but through the Platinum Bonus Partners, cardholders may also earn twice or thrice the amount of reward points. The Platinum Rewards Program includes features such as Instant Rewards, Unlimited Rewards, Rewards Plus and Vine Plus Programs. Insurances covered by the Platinum card includes Purchase Protection Insurance, Guaranteed Pricing Scheme, Extended Warranty Insurance, Transit Accident Insurance and International Travel Insurance.

Additional features exclusive to Platinum cardholders include the Platinum Club, the Platinum Dining, the Platinum Concierge and the Platinum Golf. The Platinum Club includes discounts and rewards from internationally-known Australian hotels such as the Royce Hotel in Melbourne, the Skycity in Darwin and the Grace Hotel in Sydney. The Platinum Dining allows new cultural dining experiences from different countries such as the Philippines, Taiwan, Japan, India, China, Hong Kong, Korea, Indonesia, Malaysia, Thailand Singapore and New Zealand. In Australia, however, the participating restaurants are Aqua Dining, Baygirll, Bottega, Interlude, Lemongrass, Pier Restaurant, Vanitas Restaurant, Verge and Vie Bar and Restaurant. The Platinum Concierge provides 24/7 services that will help the cardholders in arranging flights, renting cars, buying gifts and others. The Platinum Golf satisfies every golf enthusiast's needs by providing access to high-quality golf courses such as Melbourne's Growling Frog Golf Course and the Gold Coast's The Glade Golf and Spa.

• Fees, rates and promotions are subject to change. Please refer to official site for up-to-date details.