Commonwealth Bank Gold Credit Card - Compare Credit Cards

From the wide array of Commonwealth Bank's credit cards comes the Gold Credit Card. This credit card is available in both MasterCard and Visa Card for an annual fee of $114. Cardholders may enjoy 55 interest-free days on all purchases if the account is promptly settled before the monthly due date. On the other hand, annual interest rates are set at 19.74%. The Gold Credit Card has access to all the Standard Commonwealth Awards cards. It also has an exclusive award programs in the form of Gold Awards and added awards from various bonus partners. A cardholder may also apply for additional cards for a friend or family member at a $15 fee. However, 2,400 worth of award points may be used for an additional card as well.

Worldwide travelers can gain much benefits from the Gold Credit Card. It offers a 3-month complimentary international insurance upon purchase of plane tickets by using the card. Moreover, a three-month coverage for hospital and medical expenses for the cardholder's immediate family members is also included. Qantas frequent flyer members can have one frequent flyer point for a one and a half Commonwealth Awards points. Cardholders can also enjoy emergency and world traveler services for a whole year. They may also use the credit card to buy travelers' cheques from Commonwealth Bank branches without commission.

Every Commonwealth Bank Gold Credit Card holder is entitled to 100,000 awards, excluding points earned from bonus partners. Commonwealth Bank also insures the safety and welfare of each cardholder through purchase security insurance, secure Internet shopping, and enhanced security chip protection.

Applications for a Commonwealth Bank Gold Credit Card may be done through the bank's online registration system, mail, or telephone. Credit card application brochures are also available through Commonwealth Bank branches. Those who have existing credit cards from other Australian banks may apply for credit card balance transfer at % for 5 months. And, for credit card applicants who will at the same time apply for a Commonwealth Bank home loan, the Gold Credit Card annual fee will be waived.

• Fees, rates and promotions are subject to change. Please refer to official site for up-to-date details.