BankWest Zero MasterCard - Credit Cards

The BankWest Zero MasterCard is a low-interest and no annual fee card offered by the Bank of Western Australia (better known as BankWest). The card is considered as one of the top choices for clients who wish to avail of affordable credit services.

BankWest is aware of the fact that many clients are in need of affordable financial solutions today, so it created a card that allows a great spending power that is not restrained by annual fees and high interest rates. To be considered eligible for a Zero MasterCard, applicants should be permanent residents or citizens of Australia, aged at least 18 years old, earning a regular and sufficient income, and have a good credit rating.

The BankWest Zero MasterCard is currently being offered without an annual fee ever, and interest-free for a period of four months. A low annual interest rate of just 15.99% is charged for purchases and balance transfers after this period. Interest rate for cash advance is currently at 15.99% per annum. Cardholders can also request for three additional cards for free.

There are currently no rewards programs that come with the BankWest Zero MasterCard, but the bank also offers the St. Andrew's Credit Card Protection, an insurance program that promises to aid in the payment of credit card bills of cardholders who are unfit for work (due to sickness or injury), temporarily unemployed, or have died.

Marketing slogans for the BankWest Zero MasterCard include:
* no annual fee - BankWest offers a more affordable credit card for its clients by taking off the annual fee. Some credit cards are offered with low interest rates, but they burden cardholders with high annual fees.
* low interest rate - The BankWest Zero MasterCard is offered with % for months and 15.99% per annum for purchases and balance transfers afterwards, a feature that allows clients to save on their cards.

The credit card comes in the standard-sized card format with an elegant silver color, the word 'zero' on the upper right corner, and the Bank of Western Australia logo on the upper left corner of the card's front.

• Fees, rates and promotions are subject to change. Please refer to official site for up-to-date details.