BankWest Visa Classic - Credit Cards

BankWest Visa Classic is a general term used for two kinds of Visa card provided by the Bank of Western Australia or BankWest. These cards are the BankWest extra Visa Classic and BankWest extra Visa Gold. Both products come with the BankWest extra Rewards, a system of rewarding points whenever these cards are used on purchases.

BankWest extra Visa Classic comes with a low interest rate of only % pa, excluding cash advances. Meanwhile, its annual fee costs $, providing up to three extension cards that are absolutely free of any charge. Every time cardholders use their Visa Classic for shopping, points will be earned on the Rewards Program. This rewards program annual fee costs only . Consumers can also link their BankWest accounts to their Visa Classic, which is a more convenient way to manage their finances from one source or point of location.

Meanwhile, BankWest extra Visa Gold is the premium version of the Visa Classic. With an annual fee of % pa (excluding cash advances), BankWest extra Visa Gold comes with more prestigious benefits to reflect the kind of lifestyle a holder is leading. This Visa Gold card is specially designed for customers who either earn $50,000 and above or a combined income of not less than $80,000. Its lowest credit limit is $5,000 with a -day period of interest-free credit when the card is used on purchases. Cardholders can also request for three additional cards at no extra charge. Visa Gold is also useful in earning reward points, when getting preferential rates, and securing home loan programs.

Earning points through the BankWest extra Rewards is fairly easy. Just by spending through the use of a Visa Card, cardholders will surely earn a lot of points. However, to accelerate the earning of points, they should use their card when purchasing from a Bonus Provider and acquiring the bank's featured offers. The amount spent by the additional cards will also earn points for the primary Visa Card account.

• Fees, rates and promotions are subject to change. Please refer to official site for up-to-date details.