The BankWest Lite MasterCard is a credit card brand offered by a major Australian banking institution called the Bank of Western Australia or commonly known as BankWest. The bank currently offers the card with a low interest rate to give its clients a flexible financial solution.

Low interest credit cards are some of the popular choices for clients who are looking for affordable credit opportunities, which makes the BankWest Lite MasterCard a convenient option. When applying for a credit card, clients should remember to conform with basic application requirements, such as permanent residential status in Australia, aged at least 18 years old, earning a regular and sufficient income, and a good credit rating in order to be considered eligible for a card.

BankWest offers its Lite MasterCard with a low standard interest rate of 10.99% per annum for purchases, and 20.49% per annum for cash advances. However, the bank has a limited offer of an even lower interest rate of % per annum on purchases made within months of subscription. Balance transfer rate is currently at 0 per annum for 8 months, and an annual fee of $59 also applies. Cardholders enjoy an interest-free period of 55 days, and may request for three additional cards for free.

There are currently no rewards programs that come with the BankWest Lite MasterCard, but the bank also offers the St. Andrew's Credit Card Protection, an insurance program that promises to aid in the payment of credit card bills of cardholders who are unfit for work (due to sickness or injury), temporarily unemployed, or have died.

Marketing slogans for the BankWest Lite MasterCard include:

  • Lowest ongoing rate MasterCard - The card comes with a low annual interest rate of %

The credit card comes in the standard-sized card format with an elegant grey color and the Bank of Western Australia logo on the upper left corner of the card's front.

  • Fees, rates and promotions are subject to change. Please refer to official site for up-to-date details.

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