American Express Platinum Credit Card - Compare Online Credit Cards

American Express Platinum Credit Card

The American Express Platinum Credit Card offers valuable rewards and benefits to every cardholder. All American Express Platinum Credit Card holders are automatically enrolled to the Ascent Membership Rewards Program. Thus, cardholders will definitely enjoy earning and redeeming more reward points.

Each dollar of purchase using the American Express Platinum Credit Card is equivalent to 1.5 reward points. Cardholders can gain up to $100,000 worth of reward points in a given year. Apart from membership reward benefits, cardholders are also provided with overseas travel insurance, transport accident coverage, and travel inconvenience coverage. Cardholders may also enroll any friend or family member for a supplementary card at no added charge. The more supplementary card members cardholders have, the more reward points they can earn.

The American Express Platinum Credit Card also provides service benefits. There is the Platinum Priority service that allows cardholders to make inquiries about their accounts 24/7. On the other hand, the Online Services benefit gives cardholders access to their credit card accounts online. They can check if their payments have been received, view their online statement of accounts, make balance transfer transactions, or make membership reward points redemption. Cardholders also have the privilege of preferential booking on entertainment activities. Not only that, they can also save time in booking flights or hotel accommodations through the American Express Travel Advantage. All cardholders may travel within Australian capital cities once a year with Qantas.

Applications for the American Express Platinum Credit Card are open to any individual whose annual income is not lower than $65,000. The annual credit card fee that prospective and existing cardholders pay for is $395. The standard interest rate is set at 19.99% while balance transfer rates is at %. Cardholders may also enjoy 0% interest rate if they can pay their credit dues in full within days after a purchase. An added feature for cardholders is that they can have two credit cards in just one account. This can be a great way to manage and separate expenses. And lastly, for emergency cash needs, cardholders may also withdraw money from any ATM machine around Australia or from over 520,000 ATMs worldwide.

• Fees, rates and promotions are subject to change. Please refer to official site for up-to-date details.