American Express Gold Credit Card - Compare Online Credit Cards

American Express Gold Credit Card

Another product from American Express is the American Express Gold Credit Card. It is a personal credit card that will surely provide strong purchasing power to every cardholder.

The American Express Gold Credit Card membership can be acquired by individuals who have at least $40,000 worth of annual income. The credit card does not require annual card fee during the first year. Although for the succeeding year, if a cardholder is able to purchase a total amount of $18,000 within a year, 70% of the annual fee of $70 is waived. Great purchases can easily be done from the card's $50,000 worth of credit limit with a standard interest rate of 13.99% annually. So as not to incur an interest rate, a cardholder must be able to pay the credit dues within 55 days after every purchase. Supplementary cards for friends or family may also be acquired for a minimum payment of $20. Only those who are 18 years old and above are eligible to apply for a supplementary card.

For immediate financial needs, the American Express Gold Credit Card can also be used for cash advance withdrawals from any ATM in Australia as well as from more than 520,000 ATM machines around the world. Specific fees and charges are applied for every cash advance transaction.

Membership rewards program is one of the great membership benefits that an American Express Gold Credit Card holder can have. Cardholders can choose to enroll to a Choices rewards program for a minimum annual payment of $40 or an Ascent rewards program for a $80 annual fee. After the enrollment, cardholders can choose from a variety of amazing rewards. For tracking purchases or monitoring bill statements, the credit card's online services feature allows cardholders to check their American Express Gold Credit Card account online.

Other membership benefits from the American Express Gold Credit Card are the home loan package, emergency card replacement, and online fraud guarantee.

• Fees, rates and promotions are subject to change. Please refer to official site for up-to-date details.